Property & Casualty

From large organizations to small businesses, our team offers comprehensive insurance solutions to help fit your needs.

Brown & Brown has specialized expertise across multiple industries. These are some of the sectors we serve.

Property & Casualty | Workers’ Compensation | Executive Risk | Cyber Risk | International | Analytics | Risk Management services | Risk Control and Claims Advocacy | Surety | Specialty Programs | Alternative Markets

Large Account

Brown & Brown’s Large Account risk management brokers deliver expertise with industry focus and product specialization. You will be serviced by a consistent team of engaged professionals who understand your values, goals, and objectives. Building your risk management program from the ground up allows us to identify your insurance needs, validate current coverage, and become entrenched in your risk profile to obtain optimal results. Delivering integrated insurance and risk management solutions to some of the most respected companies in the world, we leverage our unparalleled expertise and strength in the marketplace to help protect you, your employees, and your business.

Property & Casualty

Your exposures are unique and deserve equally unique solutions that provide appropriate Property & Casualty coverage to fit your needs and reduce your risk.  

Our team leads the industry in the management of risk and its related costs, meeting the needs of companies ranging from small retail establishments to multinational corporations. 

Risk Management

By understanding your Risk Management plan, business operation components, and how they are affected, we can then apply our knowledge and experience to help control and reduce the total cost of risk. 

Commercial Auto

If a vehicle that is being used for your business is involved in an accident and there are automobile-related injuries to others and/or damage to property, your company is legally liable. Without appropriate insurance coverage, the financial health of your business is at risk.

Commercial Property

Commercial Property coverage is an essential part of conducting business today. Because no two businesses are alike, our insurance professionals will work with you to tailor coverage options specifically for your business’s unique needs both today and as your business evolves.

Directors & Officers

Directors & Officers (D&O) insurance provides specialized coverage for the directors and officers of your company, protecting them against losses that may result from alleged errors in judgment, breaches of duty, or wrongful acts during the course of their work for your organization.  

Cyber Liability

Cyber risks are increasingly complex and dynamic. From simple breaches of personal information to exposures involving hacker-caused explosions, computer destruction, or compromised medical devices, it is more important than ever to understand your coverage gaps and crossovers for cyber risks. We work to deliver an insurance program that is comprehensive and set in place protections to help reduce your exposure.

Agricultural

With unpredictable weather patterns, a successful harvest is not always guaranteed.  Having an Agriculture insurance policy in place can help you cope with a major loss.

Employment Practices Liability

Employment Practices Liability insurance offers coverage for defense costs and damages related to various employment-related claims, including allegations of wrongful termination, discrimination, workplace harassment, and retaliation deriving from the employer-employee relationship. 

Professional Liability

Commonly known as Errors & Omissions (E&O) insurance in the United States, professional liability coverage helps protect professional advice or service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a customer and damages awarded in civil lawsuits.

Crime

No one wants to think that their business is at risk for having crimes committed on their premises–by their employees, through their computers, or otherwise. But the truth is, no business is immune to the senseless and destructive acts of crime against them. We can help to manage the loss exposures if a criminal act impacts your business.

Transportation

We understand the unique needs of truckers, logistics companies, freight forwarders, and distributors. If your business involves moving goods, we can offer competitive solutions.

Surety

We offer tailored Surety solutions to help protect your individual interests. We are proficient in securing construction and commercial bonds and work efficiently to meet the time requirements of a broad range of industries and professions.  

Garage Liability

Businesses engaged in selling, servicing, storing, or parking motor vehicles have special insurance needs and garage coverage was designed to cover the risk associated with these types of business operations.

Liquor Liability

Liquor Liability insurance is a must for any restaurant, bar, nightclub, hotel, sporting venue, or other type of business or establishment that sells or serves alcoholic beverages. In fact, it is required by in law most states. We can assist in putting coverage in place to help protect your business.

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